Help me decide if I should take this new job

I am a new dietitian and have been working from home for the last 6 months. The job is a contract job for a health insurance company. No benefits, holiday pay or PTO. The job pays $22 and hour and I live in a high COL area. I have been stretched thin financially because of this. I chose this job because I used to have an additional stream of income that has now dried up. The job is really easy and stress free. It almost feels too easy and I feel like I'm not learning or even helping people. Just collecting a small check every week.

I recently was accepted for a job at a state mental hospital. It pays about $33 an hour, It has a union, affordable benefits and room for growth both in dietetics or if I want to change lanes. It is also a 15-20 min walk from my house. It seems like a better choice but I am so scared of leaving the convenience of the WFH life.

I am also worried that the job will be stressful because I do not work well with stress and had multiple meltdowns when I worked in LTC. Can I get some objective viewpoints on if this change is right for me? I am so scared of having to go back to the office.