Meal Plan

So I’m going as an entering freshman, I know that I have to purchase at least 14 meal swipes, but what about the all access plan? Should I buy it? Is it worth spending the extra $130? Also, what are the meals usually like/what do they offer? What are Rowan Bucks and Dining Dollars?

P.S. I am an honors college student and from my understanding their meals are different?