You're not allowed to have nice things.

I'm at home watching TV, enjoying a quiet Sunday evening. The R is just innocently chillin out front. Out of nowhere, I hear a loud crash...startled, I run to my kitchen windows and see my worst fear ever come to fruition.. my beautiful, and pristine baby has a filthy Honda accord jutting out of it, like some kind of sick deformity. My car now has herpes. I race down the stairs, swing the door open and run outside only to confirm, some moron. Nay, some Neanderthal has manage to hit the most expensive car on the street and completely mutilate it like some kind of abomination being hunted. Some Inbred, 2 braincell, cousin fucking, piece hot garbage managed to hit a parked car SOBER. Not sure if I'll even get a check from my insurance big enough to cover this and replace it. Anyone any good at insurance stuff? I have full coverage from USAA but don't have vehicle replacement assistance. I fear I may be waving goodbye to this great group of friends and family. There's no way they will pay me enough to get back into another R. What's the point of insurance if I'm still fucked either way. My heart is heavy, I am a bit depressed, stressed and lost.